A proposed policy that gives every newborn a tax-advantaged investment account seeded with $1,000. See exactly what that money becomes by age 18 — and how your contributions amplify it.
Every child receives $1,000 placed into a tax-advantaged investment account on the day they are born — no application required, no strings attached.
Unlike a regular savings account, gains inside a baby account compound without being eroded by annual taxes. Every dollar stays in the account working for your child.
Families can contribute additional funds each month. Even $50/month dramatically amplifies the government's seed — thanks to compound interest over 18 years.
At 18, the full balance is available for education, a first home, starting a business, or investing further. The account is theirs — built over their entire childhood.
Adjust the sliders to model your scenario. All projections are illustrative.
All scenarios use the Balanced strategy (8% annual return). Switch strategies using the simulator above.
Savings account assumes 2% annual interest. Investment projections are illustrative and not guaranteed. Past performance does not predict future results.
Kapitl gives you $100,000 in virtual capital, real market prices, and weekly coaching that connects your trades to the finance concepts you are studying.
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